Find a home

Homes to buy

If you’re looking to take your first step onto the property ladder, we may be able to help.


Shared ownership

Many of our new developments include homes for shared ownership. Shared ownership makes it easier for first-time buyers to afford their home, as the amount of money required for a deposit is much lower than when you buy a property on the open market.

With shared ownership, you pay a mortgage on the share of the property that you own and pay us rent for the remaining share. In some cases, you can start with as little as 25% – and you only pay a deposit on your share. Over time, you can increase your share of the property, a bit at a time, until you own the property outright – this is known as ‘staircasing’. 

You can learn more about shared ownership right here or check out the homes we have available for shared ownership now!


Help to buy

If you want to purchase your own home but can't afford to buy on the open market, we can also help you get a foot on the ladder through the Help to Buy scheme.

The scheme is open to first time buyers and existing home owners and even through shared ownership, with as little as a 5% deposit needed to get you started!

Find out more about the help to buy scheme here!


Buying your home from us

If you’re a Watford Community Housing tenant, you may be able to purchase your home from us at a discounted rate under the Right To Buy or Right To Acquire schemes.

Right To Buy is available to most people who were Watford Borough Council tenants, before the homes were transferred to Watford Community Housing. This will apply to you if your tenancy began before 10th September 2007.

If you became a Watford Community Housing tenant more recently, you may instead qualify for the Right To Acquire as long as you have been a secure tenant for more than three years.

Apply for the Right To Buy
If you’d like to apply to buy your home under the Right to Buy scheme, please complete and return the forms below to us.

Mortgage references form
Bankruptcy form
Application form
 
You can email them to newbusinessteam@wcht.org.uk or post them to us at:
 
Home Ownership & Commercial Officer 
New Business
Watford Community Housing 
59 Clarendon Road
Watford
Herts
WD17 1LA 
 
Apply for the Right To Acquire
If you’d like to apply to buy your home under the Right to Acquire scheme, please complete and return the forms below to us.

Mortgage references form
Bankruptcy form
Application form
 
You can email them to newbusinessteam@wcht.org.uk or post them to us at:
 
Home Ownership & Commercial Officer 
New Business
Watford Community Housing 
59 Clarendon Road
Watford
Herts
WD17 1LA